For founders who want a proper way to get paid internationally
This is for you if you are
- A freelancer, consultant, or agency owner who wants to invoice US and international clients in USD and accept card payments
- A SaaS or indie hacker who needs a US entity to sell software or take subscriptions
- An e-commerce or digital product seller who wants to accept international card payments through a US business presence
- A founder in Latin America, Europe, the Middle East or Asia whose customers — including customers in Japan — want to pay by card or bank transfer
This is not for you if
- You live in a country or region under OFAC sanctions, or you are a sanctioned person — we cannot serve you
- You want anonymity, a nominee owner, or a way to hide beneficial ownership or bypass KYC
- You are looking for tax savings or tax advice — that is not what this service is for, and we are not a law firm or a CPA firm
- You want to get around a payment provider's earlier decision to close or restrict an account — providers' terms don't allow that, and we decline these requests
The LLC is only step one. The goal is a working payments setup.
Filing the LLC is usually the quick part. What makes it useful is the setup around it: a business account that can receive USD and international transfers, and card payments for your customers. We plan all three together from day one, so the company, the account and the card-payments application tell one consistent story about your real business.
That step is decided entirely by the bank or payment provider, not by any formation service. Founders get tripped up by things that have nothing to do with the LLC paperwork itself — an ineligible country of residence, a business description that doesn't match the website, an application submitted without understanding what the reviewer is looking for. We check these points before you apply, so each provider receives a complete, accurate application.
Specific, checkable behaviors — not a claim about nationality
- Written checklists, not verbal promises. Every step you need to take is written down and shared with you.
- Stated response times. Support windows and a 1-business-day response SLA are defined upfront.
- Two-person document checks. Formation documents go through a second-person QA pass before filing.
- Clear written timelines — including the parts that depend on third parties, like IRS EIN processing, and are out of our control.
- Honesty about limits. When something is outside what we can do or promise, we say so plainly instead of hedging.
- Founder-run. Kento Kimura formed his own US LLC, Haiburi LLC, in August 2026 and runs it himself as a non-US founder.
Everything in one all-in package
- US LLC filing, done for you
- EIN application (SS-4) for owners without a US Social Security Number
- An operating agreement template
- Formation document QA (two-person check)
- A compliance calendar for your new LLC
- Eligibility pre-check for Mercury/Stripe/Wise based on your country of residence
- Line-by-line review of your banking and payment applications before you submit them yourself, under your own identity
- A website and business-description consistency review to support your KYC applications
- An alternative-provider plan prepared upfront (e.g., Relay or Wise if Mercury isn't available where you live) — each provider decides independently
- An introduction to a PTIN-holding US tax preparer
- Kento Kimura personally leads your file: up to 8 video sessions over 6 months, a 1-business-day response SLA and a weekly written progress report
Five steps, start to finish
- Free fit call. A free 20-minute call to understand your situation, confirm you're not in a sanctioned country or region, and check whether your country of residence is likely to work with Mercury, Stripe, or Wise.
- Intake. You complete our intake form with your business details and identity information. We review it before any money changes hands for filing.
- Formation. We file your US LLC, apply for your EIN (SS-4 for non-SSN owners), and prepare your operating agreement from our template. Every formation document goes through a two-person QA check before it's considered final.
- Banking & payments prep. We prepare and review your Wise Business, Mercury (or alternative), and Stripe/PayPal applications line by line. You submit every application yourself, under your own real identity — approval is decided by the provider, not by us.
- Hand-off & ongoing care. You receive your compliance calendar and an introduction to a PTIN-holding tax preparer. Support continues for the 6-month window included in the package.
One all-in package — government and agent costs are billed at cost, separately
Global All-in Package
- US LLC filing, done for you
- EIN application (SS-4) for owners without a US Social Security Number
- Operating agreement template
- Formation document QA (two-person check)
- Compliance calendar for your new LLC
- Eligibility pre-check for Mercury / Stripe / Wise by country of residence — before you pay
- Preparation and line-by-line review of your Wise Business, Mercury (or alternative) and Stripe/PayPal applications — you submit under your own identity
- Website / business-description consistency review for KYC
- Alternative-provider plan prepared upfront (each provider decides independently)
- Kento Kimura personally leads your file
- Up to 8 video sessions over 6 months
- 1-business-day response SLA
- Written checklists and a weekly written progress report
- Introduction to a PTIN-holding US tax preparer (their fees are separate)
- Support in English (Japanese-language service is our separate Japan product)
- A written timeline for LLC + EIN (state and IRS processing times are outside our control)
Not included (passed through at cost or quoted separately): state filing fee, registered agent fee, annual report fee, tax preparer's fee. Approval of any bank, fintech or payment application is decided by each provider — we do not guarantee any outcome.
Costs we pass through at cost
These are government and third-party fees. We don't mark them up.
| Item | Cost |
|---|---|
| State LLC filing fee | at cost (varies by state; typically from about $100) |
| State annual report | at cost (varies by state) |
| Registered agent | at cost (approx. $25–$150/yr depending on agent) |
| Tax preparer | quoted separately by the preparer |
| EIN (IRS) | free |
What we will never promise
- We will never promise "tax-free" or "no tax" status. US and home-country tax obligations are real and depend on your situation.
- We will never guarantee approval of any bank, fintech, Stripe, or PayPal account. That decision belongs to the provider.
- We will never set up nominee owners, promise anonymity, or help hide beneficial ownership or bypass KYC.
- We will never give tax or legal advice. We explain the compliance calendar and introduce you to a PTIN-holding US tax preparer.
- We will never claim "100% approval" or call anything a third party decides "guaranteed."
About Kento
Kento Kimura is the Japanese founder and Managing Member of Haiburi LLC. He formed his own US LLC, Haiburi LLC, in August 2026 and runs it himself as a non-US founder. This service is built around what founders outside the US need to get right: what the forms ask, what reviewers check, and where applications get stuck. He posts in English under his real name.
Frequently asked questions
Can I open a Mercury account if I don't live in the US?
It depends on your country of residence. Mercury does not currently accept founders living in certain countries, including Indonesia, the Philippines, Vietnam, Pakistan, Bangladesh, Nigeria, Nepal, Cambodia, Ukraine, Russia, and Belarus. We check your eligibility before taking any payment for banking-related work, and we consider alternatives such as Wise Business, Relay, or Airwallex case by case — those decisions are also made by the provider, not by us.
Will Stripe or PayPal approve my account?
We help you prepare a clean, consistent application and review it line by line before you submit it. Approval is decided solely by Stripe or PayPal based on their own underwriting — we cannot guarantee it.
Will this make my income tax-free?
No. We don't offer tax advice, and no formation service can make your income tax-free. A foreign-owned single-member LLC typically has US information-return duties, such as filing Form 5472 with a pro forma 1120. We explain this calendar and introduce you to a PTIN-holding US tax preparer for your US filings. Taxes in your home country remain your responsibility, with your own local advisor.
How long does the whole process take?
We give you a written timeline at the start. State filing and EIN issuance depend on the state and the IRS, and banking and card-payment reviews depend on each provider, so we do not promise a fixed number of days.
What's your refund policy?
Summary (your service agreement governs): full refund of the service fee if you cancel before we've filed anything. Once filing has started, government and agent fees already paid are non-refundable. For partially completed engagements, we refund on a pro-rata basis for stages not yet delivered.
I live in Japan — is this the right page for me?
This English-language, USD-priced page is for clients outside Japan and does not include Japan-specific tax coordination. If you're based in Japan or prefer Japanese-language support, visit our Japanese site for the Japan package.
Who can't use Haiburi LLC?
We cannot serve residents of OFAC-sanctioned countries or regions (Cuba, Iran, North Korea, Syria-related restrictions, Russian-occupied regions of Ukraine) or sanctioned persons. We also don't work with anyone looking for anonymity, nominee ownership, or tax advice.
Do you provide anonymity or nominee owners?
No. You pass normal KYC under your own real identity for every account you open. We don't offer nominee owners, we don't help hide beneficial ownership, and we don't help anyone bypass KYC.
Why isn't this the cheapest option?
It isn't, and if you only need a filing, cheaper do-it-yourself options exist. Our package covers the work that happens after filing — eligibility checks, line-by-line application review, written checklists, QA, and a human operator who answers you directly, within one business day.
What happens after formation — am I on my own?
No. The package includes a 6-month support window (video sessions, chat and email). You keep your compliance calendar after that window; ongoing annual-filing support can be arranged separately, with government and tax-preparer fees billed at cost or by quote.
Start with a free 20-minute call.
We'll check your eligibility, answer your questions, and tell you honestly whether this is a fit — before you pay for anything.