FAQ: US LLC, business account and card payments for non-residents
Straight answers to the questions founders outside the US ask most.
Can a non-US resident get a US business bank account and Stripe with a US LLC?
Often yes, but forming an LLC alone doesn't decide it. Business accounts and card payments (for example Stripe) are approved by each provider under its own review. Providers look at where you actually live, what you sell, your website and identity verification (KYC). Haiburi LLC supports the whole set: US LLC formation and EIN, then preparation and review of the business-account and card-payment applications you submit in your own name. Each provider decides approval.
What does Haiburi LLC actually do?
We help founders own a payments setup: a US LLC, a US business account and card payments, applied for together. That includes an eligibility check before you pay, LLC formation and EIN, and line-by-line preparation and review of your banking and payment applications. You submit every bank, fintech and payment application yourself. See Facts & costsGlobal package.
Is Haiburi LLC a Japanese-run US LLC formation service?
Yes. Haiburi LLC is a US limited liability company founded on 28 August 2026 and run by Kento Kimura, a Japanese founder and its Managing Member. We serve Japanese-speaking clients in Japanese, and founders outside Japan in English.
How much does it cost?
For founders outside Japan (English): USD 8,850 all-in; government and registered-agent fees are passed through at cost, and a US tax preparer, if needed, quotes separately. For Japanese-language clients: JPY 1,398,000 including tax, with government fees at cost. Details: Global package and Facts & costs.
Do you guarantee bank or Stripe approval?
No. No one can honestly guarantee it. Every bank, fintech and payment provider decides under its own terms. We promise careful preparation and review, not outcomes.
Does it matter which country I live in?
Yes, a lot. Eligibility for US business accounts and payment providers depends on your country of residence, not your passport. For example, Mercury publishes a list of countries whose residents it does not serve. We check this before you pay. We do not serve people in comprehensively sanctioned countries or regions.
Will a US LLC reduce my taxes?
We don't sell or promote tax savings. A foreign-owned US LLC has annual US filing duties, and taxes in your country of residence still apply. Please ask a qualified tax adviser about your situation.
What are the yearly obligations after formation?
Typically a state annual report and, for a foreign-owned single-member LLC with reportable transactions, Form 5472 attached to a pro forma Form 1120. The IRS penalty for failing to file Form 5472 is USD 25,000. We explain the calendar and introduce a PTIN-holding US tax preparer.
Can you help if a provider closed my account before?
We don't help create a new company or account to get around a provider's earlier decision. We only support applications that follow each provider's review and terms.
Whose name are the applications in?
Yours. You complete standard KYC under your own identity with ownership accurately disclosed. We don't offer nominee owners, anonymity or ways to avoid verification.